The Cornerstone Pre-Paid Funeral Trust

Seddon Park & Sadliers Funeral Services offer an opportunity for you to make funeral arrangements and decisions now, with an option to pre-pay. Pre-paid funds are held in an independent trust and are applied for by the company under the terms of the trust deed.

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Advantages of pre-paying in Cornerstone

• Pre-paying can reduce cash asset balances when anticipating Rest Home care.
• It anchors the price at today’s values.
• It gives peace of mind.
• It relieves family members of possible financial concerns and ensures your family is aware of your wishes for the funeral service.

Cornerstone Pre-paid Funeral Trust

• This is not an insurance policy. It is the pre-paid purchase of a funeral at today’s prices, which is not inflated by insurance commissions.
• The professional services fee and casket price remain inflation proofed.
• Disbursements e.g. flowers, catering, newspaper notices, etc. cannot be inflation proofed. These are charged at the current rate at the time of the funeral.
• Any interest that the Trust may earn on the pre-paid account is used to offset future inflation on the casket and professional services fee.
• The pre-payment can be transferred if you move away from the Waikato.
• The pre-payment can only be withdrawn if you go overseas permanently, or at the discretion of the Trustees
• If a pre-arrangement is made at the time of making the pre-payment, it can be altered at any time by a written or verbal request.
• The pre-payment can be made either by a single payment at the time or by mutual agreement to meet particular circumstances.
• The funds are securely held in The Cornerstone Pre-Paid Funeral Trust which is independently administered.
• A copy of the Trust Deed is available on request.